/* HagerBet — Mortgage calculator styles (standalone page) */
/* ══════════════════════════════════════════════
   MORTGAGE CALCULATOR
   ══════════════════════════════════════════════ */
.calc-layout {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 32px;
  align-items: start;
}
.calc-inputs {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 32px;
  position: sticky;
  top: calc(var(--nav-height) + 16px);
}
.calc-inputs h3 { margin-bottom: 4px; }
.calc-help { display: block; font-size: 12px; color: var(--ink-3); margin-top: 6px; line-height: 1.5; }

.calc-pill-row { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 6px; }
.calc-pill {
  border: 1px solid var(--line-strong);
  background: var(--paper);
  color: var(--ink-2);
  border-radius: var(--radius);
  padding: 8px 15px;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  transition: all var(--transition);
}
.calc-pill:hover { border-color: var(--forest); color: var(--forest); }
.calc-pill.active { background: var(--forest); border-color: var(--forest); color: var(--paper); }

.calc-results { display: flex; flex-direction: column; gap: 24px; }

/* Hero contrast card */
.calc-hero { background: var(--forest); color: var(--paper); padding: 32px; }
.calc-hero-label {
  font-family: var(--font-body);
  font-size: 12px; text-transform: uppercase; letter-spacing: 0.18em;
  color: rgba(255,255,255,0.6); margin-bottom: 20px;
}
.calc-hero-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.calc-stat-sub { font-size: 12px; color: rgba(255,255,255,0.7); margin-bottom: 6px; line-height: 1.4; }
.calc-stat { font-family: var(--font-display); font-size: 1.7rem; line-height: 1.1; letter-spacing: -0.01em; }
.calc-stat-good { color: var(--gold-light); }
.calc-hero-note {
  margin-top: 22px; padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,0.18);
  font-size: 0.92rem; line-height: 1.6; color: rgba(255,255,255,0.85);
}
.calc-hero-note strong { color: var(--gold-light); font-weight: 600; }

/* Result cells */
.calc-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(165px, 1fr)); gap: 16px; }
.calc-cell { background: var(--paper); border: 1px solid var(--line); padding: 22px; }
.calc-cell .calc-stat-sub { color: var(--ink-3); }
.calc-cell-num {
  font-family: var(--font-display); font-size: 1.55rem; line-height: 1.1;
  color: var(--ink); letter-spacing: -0.01em; margin-bottom: 4px;
}
.calc-cell.is-good { border-top: 2px solid var(--forest); }
.calc-cell.is-good .calc-cell-num { color: var(--forest); }
.calc-cell.is-bad { border-top: 2px solid var(--gold); }
.calc-cell.is-bad .calc-cell-num { color: var(--gold); }

/* Panels (chart, portfolio) */
.calc-panel { background: var(--paper); border: 1px solid var(--line); padding: 32px; }
.calc-panel h4 { margin-bottom: 4px; }

/* FX chart */
.fx-chart { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; height: 220px; align-items: end; }
.fx-col { display: flex; flex-direction: column; align-items: center; height: 100%; justify-content: flex-end; }
.fx-bars { display: flex; align-items: flex-end; gap: 6px; height: 160px; width: 100%; justify-content: center; }
.fx-bar { width: 26px; min-height: 3px; transition: height var(--transition); }
.fx-bar-rent { background: var(--forest); }
.fx-bar-pay { background: var(--gold); }
.fx-x { margin-top: 10px; font-size: 13px; font-weight: 500; color: var(--ink); }
.fx-cf { font-size: 12px; color: var(--forest); font-weight: 600; }
.fx-legend { display: flex; gap: 24px; justify-content: center; margin-top: 22px; font-size: 13px; color: var(--ink-3); }
.fx-dot { display: inline-block; width: 10px; height: 10px; margin-right: 6px; vertical-align: middle; }
.fx-dot-rent { background: var(--forest); }
.fx-dot-pay { background: var(--gold); }

/* Portfolio */
.portfolio-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.portfolio-cell { background: var(--cream); border: 1px solid var(--line); padding: 20px; }
.portfolio-count { font-family: var(--font-display); color: var(--forest); margin-bottom: 12px; font-size: 1.1rem; }
.portfolio-row { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; font-size: 14px; padding: 7px 0; border-top: 1px solid var(--line); }
.portfolio-row span { color: var(--ink-3); }
.portfolio-row strong { color: var(--ink); font-weight: 600; }

/* Disclaimer */
.calc-disclaimer {
  max-width: 860px; margin: 48px auto 0; padding: 24px 28px;
  background: var(--paper); border: 1px solid var(--line);
  font-size: 13px; color: var(--ink-3); line-height: 1.7;
}
.calc-disclaimer strong { color: var(--ink-2); }

/* Addis teaser */
.calc-teaser { background: var(--forest); color: var(--paper); padding: 56px 48px; }
.calc-teaser .eyebrow { color: rgba(255,255,255,0.6); margin-bottom: 18px; }
.calc-teaser h2 { color: var(--paper); margin-bottom: 14px; }
.calc-teaser p { color: rgba(255,255,255,0.8); max-width: 620px; margin-bottom: 28px; font-size: 1.05rem; line-height: 1.6; }

@media (max-width: 900px) {
  .calc-layout { grid-template-columns: 1fr; }
  .calc-inputs { position: static; }
}
@media (max-width: 600px) {
  .calc-hero-grid { grid-template-columns: 1fr; gap: 16px; }
  .portfolio-grid { grid-template-columns: 1fr; }
  .calc-teaser { padding: 40px 28px; }
  .calc-inputs { padding: 24px; }
  .calc-hero, .calc-panel { padding: 24px; }
  .calc-cell { padding: 18px; }
  /* Result cells: two-up on phones instead of stretching one giant column */
  .calc-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
  .calc-cell-num { font-size: 1.3rem; }
  .calc-stat { font-size: 1.45rem; }
  /* Bar chart: keep bars legible by allowing horizontal scroll if it gets tight */
  .fx-chart { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  /* Comfortable tap targets for pills & switch buttons */
  .calc-pill { padding: 10px 16px; min-height: 40px; }
  .calc-switch button { min-height: 42px; }
  .arr-opt { padding: 14px; }
}
@media (max-width: 380px) {
  .calc-grid { grid-template-columns: 1fr; }
}

/* Arrangement selector */
.arr-options { display: flex; flex-direction: column; gap: 8px; }
.arr-opt {
  display: flex; flex-direction: column; gap: 3px; text-align: left;
  width: 100%; padding: 12px 14px;
  border: 1px solid var(--line-strong); background: var(--paper);
  border-radius: var(--radius); transition: all var(--transition);
}
.arr-opt:hover { border-color: var(--forest); }
.arr-opt.active { border-color: var(--forest); background: var(--forest-bg); }
.arr-opt .arr-code {
  font-family: var(--font-body); font-weight: 600; font-size: 14px;
  letter-spacing: 0.04em; color: var(--ink);
}
.arr-opt.active .arr-code { color: var(--forest); }
.arr-opt .arr-desc { font-size: 12px; color: var(--ink-3); line-height: 1.35; }
.arr-opt .arr-code { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; }
.arr-opt .arr-code em { font-style: normal; font-weight: 600; color: var(--gold); font-size: 13px; }
.arr-opt.active .arr-code em { color: var(--forest); }

/* ── Multi-market: switchers, banks, quote ── */
.calc-switch { display: flex; gap: 6px; background: var(--cream); border: 1px solid var(--line); border-radius: var(--radius); padding: 4px; margin-bottom: 12px; }
.calc-switch button { flex: 1; padding: 10px 6px; border: none; background: transparent; border-radius: calc(var(--radius) - 1px); font-family: var(--font-body); font-weight: 600; font-size: 13px; color: var(--ink-3); cursor: pointer; transition: all var(--transition); white-space: nowrap; }
.calc-switch button:hover { color: var(--forest); }
.calc-switch button.active { background: var(--forest); color: var(--paper); }
.calc-switch-sm { margin-bottom: 22px; }
.calc-switch-sm button { padding: 8px; font-size: 12px; }

.calc-stat-mini { font-size: 11px; color: rgba(255,255,255,0.55); margin-top: 5px; line-height: 1.3; }
.calc-estimate-note { font-size: 12px; color: var(--ink-3); font-style: italic; margin-top: 16px; }

.cost-rows { margin-top: 4px; }

.bank-strip { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; max-width: 900px; margin: 0 auto; }
.bank-chip { border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 12px 20px; font-family: var(--font-display); font-size: 0.95rem; color: var(--ink); background: var(--paper); }
.bank-chip-muted { color: var(--ink-3); font-family: var(--font-body); font-style: italic; }

.quote-wrap { max-width: 660px; margin: 0 auto; background: var(--paper); border: 1px solid var(--line); padding: 36px; }
@media (max-width: 600px) { .quote-wrap { padding: 24px; } }

/* ── Featured offers + hero chips ── */
.hero-chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.hero-chips span { border: 1px solid var(--line-strong); border-radius: var(--radius-pill, 100px); padding: 7px 16px; font-size: 12px; font-weight: 500; color: var(--ink-2); background: var(--paper); }

.offers-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(248px, 1fr)); gap: 24px; }
.offer-card { background: var(--paper); border: 1px solid var(--line); padding: 28px; display: flex; flex-direction: column; transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition); }
.offer-card:hover { border-color: var(--line-strong); transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.offer-card-feature { border-color: var(--forest); box-shadow: 0 0 0 1px var(--forest) inset; }
.offer-badge { align-self: flex-start; background: var(--forest-bg); color: var(--forest); font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; padding: 5px 11px; border-radius: var(--radius); margin-bottom: 18px; }
.offer-badge.gold { background: #F3E7CC; color: #876924; }
.offer-eyebrow { font-size: 12px; text-transform: uppercase; letter-spacing: 0.12em; color: var(--ink-3); margin-bottom: 8px; }
.offer-headline { font-family: var(--font-display); font-size: 1.9rem; line-height: 1; color: var(--forest); margin-bottom: 20px; }
.offer-headline span { font-size: 0.85rem; color: var(--ink-3); font-family: var(--font-body); letter-spacing: 0; }
.offer-list { list-style: none; margin: 0 0 24px; padding: 0; display: flex; flex-direction: column; gap: 11px; flex: 1; }
.offer-list li { display: flex; gap: 10px; align-items: flex-start; font-size: 0.9rem; color: var(--ink-2); line-height: 1.45; }
.offer-list .icon { width: 16px; height: 16px; color: var(--forest); flex-shrink: 0; margin-top: 2px; }
.offer-card .btn { width: 100%; }